SLC Therapist Christy Kobe, LCSW, introducing Heidi Westfall, CEPA, CPFA, Wealth Advisor for Women
Introducing Heidi Westfall—Wealth Advisor for Women in Salt Lake City, Utah
As a Salt Lake City therapist, I love collaborating with other professionals who also specialize in working with women and focus on doing exceptional work.
So, I’m pleased to introduce you to Heidi Westfall, who I believe is doing important, empowering work.
For more about my role in supporting women’s overall wellbeing, you can explore my individual therapy services page and my EMDR therapy services page, or read other introductions on my blog.
Who is Heidi Westfall?
Heidi is the founder of RTI Wealth Management, based in Salt Lake City, Utah. She maintains credentials as a both a Certified Exit Planning Advisor (CEPA) to better assist you as a business owner with growth and exit planning, and a Certified Plan Fiduciary Advisor (CPFA) to enable her to provide you with more specialized guidance in managing your retirement accounts.
What stands out to me about Heidi is that she is passionate about supporting women’s financial independence, clarity and confidence. She provides an individually-tailored process to meet you where you are and take you to where you want to be. Her intention is to hold space for you as her client.
As a wealth advisor, Heidi says her greatest joy comes from helping people—especially women, business owners, and families—to build stable, long-term wealth that honors their values and ambitions. Her mission is more than numbers: it’s about helping you make confident financial decisions so you and your life can flourish.
Why Heidi Became a Wealth Advisor
Heidi chose to pursue this work she wanted to advocate for women and their financial wellness.
She has seen the significant power that comes from educating, supporting and building stable, long term wealth for individuals, families and business owners.
Why Salt Lake City, Utah
She chose to open her business in Salt Lake City because she recognized a need: there were—and still are—so few advisors deeply committed to advocating for women and their long-term financial security and independence. In a world where financial planning has often been designed by and for others, Heidi choses to show up differently.
What She Does and Who She Serves
At RTI Wealth Management, Heidi offers a wide range of services, including:
Comprehensive financial planning
Investment management
Retirement planning
Business succession planning
Education planning
Risk management and legacy wealth planning (foundations, DAFTs, giving plans)
Tax planning
Her specializations include working with executive women, business owners, and families navigating succession or wealth planning.
What she loves most is working with people who are curious, engaged, and willing to lean into discomfort for the promise of growth and a better life.
Why Her Approach Matters—Especially for Women Who Carry More Than Money
Heidi’s process is personal and tailored to meet you exactly where you are—emotionally, financially, and in life’s journey. She doesn’t just talk numbers. She digs into the emotions, stories, and sometimes the myths you carry about money and wealth. Her approach is one of guiding you with education and structure, not selling something to you. This isn’t a transaction—it’s a high-touch and accountability-driven relationship, to which Heidi is committed long-term.
For women with anxiety, trauma, or relationship issues, Heidi offers financial empowerment that sees you as a full person, with a unique story and circumstances, not just a portfolio. She is dedicated to being your advocate and supporting you to build a stable and independent, financial future that will sustain you long-term. Her goal is to help you build wealth that will enable you to experience greater safety and autonomy, and hopefully lighten your emotional burdens and give you more room to breathe, heal, and enjoy your life.
The Purpose and Impact of Her Credentials
Heidi shared with me the following reasons for her completion of the CEPA (Certified Exit Planning Advisor) credential training: In our culture, our occupation and money tend to be viewed as our identity—as opposed to just tools for building the life we wish to have and how we serve our community. Heidi’s passion is to help individuals and families with closely held businesses realize the value of their hard work through a successful exit of their business—whether that be passing it on to the next generation or inviting key employees to become owners or selling the business to a new owner that will keep the business evolving. We tend to spend so much time focused on the immediate and small things, and we can forget to back up and reflect on our purpose and the larger picture. This credential enables Heidi to be able to help business owners and individuals plan for their successful transition into financial freedom, and empowers her clients to make the best choices for themselves, their communities and their businesses.
Heidi shared with me that she completed the CPFA (Certified Plan Fiduciary Advisor) training to enable her to better guide her clients as they are planning for retirement and making sure that her client has the tools and resources to be able to create financial freedom and peace of mind. Heidi is passionate about the facts that people work incredibly hard and should have great resources for their retirement planning. Working with individuals and companies on impactful retirement plans creates better companies and successful team members and Heidi appreciates these positive impacts she’s able to have on individuals, families and businesses which in turn positively impact our community.
What to Expect in a First Meeting
If you reach out to Heidi, your first appointment will be a discovery meeting—an hour or more spent getting to know you, your situation and story. From there, you’ll explore together how she and her team can best support your needs and be a resource to you.
If you would like to explore the possibility of working with Heidi, she prefers that you send her a warm introduction email at hwestfall@rtiwm.com.
In her own words, Heidi shared:
Photo of Heidi Westfall, Wealth Manager for Women
“As a wealth advisor, my greatest joy is empowering people to address their life goals through financial wellbeing. I am committed to adding value to my clients’ daily lives by building comprehensive plans and investment strategies that will define the path toward lasting wealth. I want to ensure that my clients make confident financial choices, so that wherever your individual journey takes you, you have a path and the support to reach new summits.”
If You’re Ready for More Than Financial Advice
If you’re a woman who’s tired of feeling uncertain about your financial future, or you want to build real, long-term, stable wealth for yourself or your family, I encourage you to consider reaching out to Heidi. You don’t have to do this alone. Having someone like her in your corner can make a powerful difference.
And if you are looking for support with the emotions, stories, fears and myths that come up for you around money or holistic emotional and mental support with how financial issues intersect with your anxiety, trauma and relationship history, I’d love to for you to reach out so I can explore the possibility of partnering with you as your Salt Lake City therapist.
Please reach out to Heidi by email at hwestfall@rtiwm.com, or visit her website at www.rti-wealth.com, or see her profile on LinkedIn.
If you would like to explore working with me, Christy Kobe, as a Salt Lake City therapist, you are welcome to reach out. You may request a consultation here.
Author Bio
Photo of SLC Therapist Christy Kobe, LCSW, CCTP, EMDR Therapist Utah who offers therapy both in-person at her office in SLC and via online therapy as a Utah therapists for residents throughout the state
Christy Kobe, LCSW, CCTP, EMDR Therapist Utah, is a Salt Lake City therapist who has been practicing in the SLC area since Spring 2003. In addition to completing her licensure as a Licensed Clinical Social Worker (LCSW), Christy has completed training and certification as an EMDR therapist, in-depth clinical training on Polyvagal Theory Informed Trauma Therapy, certification as a Certified Clinical Trauma Professional (CCTP), clinical certification training to help clients struggling to deal with an individual with a personality disorder in their lives, and completed extensive clinical training on the treatment of trauma and attachment taught by international experts on these subjects.
She works individually with sensitive, high achieving, perfectionistic, or progressive women who are stressed, overwhelmed, burned out, and afraid they are about to break. She is especially passionate about working with clients who have experienced complex trauma, childhood trauma, relational trauma, or religious trauma, including developmental trauma, preverbal trauma, and emotional neglect.
You can learn more about her unique approach and what it’s like to work with her here. Please reach out to request a consultation if you would like to explore the possibility of partnering with her as your therapist.